Disablement is life changing. Total and Permanent Disablement Insurance can provide a financial injection to help make lifestyle changes if you become totally and permanently disabled due to sickness or injury.
Most people use Total and Permanent Insurance for:
Paying for their spouse or another family member to take time off work which allows them to provide extra help and support
Making lifestyle changes e.g. where they live, modifying their home, clearing debt such as credit card, personal loans, mortgage
Paying for additional costs such as travelling to medical appointments or additional childcare
Paying off the mortgage or other debt
Putting towards everyday living expenses as their income often reduces