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Christmas Present Tips for Guys

Christmas Shopping Tips for Guys

giftgreen1Most of us guys are useless at Christmas shopping. Here's a few tips I've picked up over the years.

Ladies, you might want to share this with the men in your family to avoid getting an undesirable and badly wrapped present this Christmas.

  1. Buying your Christmas presents at a petrol station or dairy on Christmas morning really isn't the done thing - apparently not everyone wants a funnel, box of biscuits or a car care kit. Don't do it.
  2. Get started early, no not on Christmas Eve, yesterday was already too late.
  3. First thing in the morning is the best time to Christmas shop, and I mean first thing, teenagers are still in bed.
  4. It's not the thought that counts, it's how MUCH thought that counts.
  5. Cash is a GREAT present for teenagers - and me.
  6. If you must give gift vouchers make sure they are from a shop the recipient actually shops in and try and avoid those with an expiry date.
  7. Wrapping and cards are important, you and I know it's just paper but for some reason they are important.
  8. Before you start browsing in a shop check that it does gift wrapping and accept the service - wait if necessary. If the shop doesn't do gift wrapping move on to the next. Unless you are an expert present wrapper - Yeah Right!
  9. Even if every present you buy is gift wrapped, buy plenty of wrapping paper and sellotape. You are going to need it because dairy's and petrol stations don't gift wrap and being a bloke you'll probably ignore number 1.

Guys ignore the above at your peril and have a wonderful Christmas.

Posted in Legal.

Documentation Required On Death

Documentation Required On Death Checklist

The documents required in the event of an investor’s death are outlined below. No transactions can be processed unless the full documentation is provided.

Certified Copies

A copy of an original document, which has been signed by any one of the following authorised persons, certifying it to be a true copy of the original:

  • a solicitor or Justice of the Peace;
  • a police officer;
  • a Member of Parliament;
  • a person in the service of a local body authority authorised for that purpose; or
  • any other person authorised by law to administer an oath.

If an Individual Dies:

And property is in Individual Name:

  • Certified copy of Death Certificate
  • Certified copy of Probate or Letter of Administration
  • Copy of the Will (if there is one)
  • Written instructions from the executor or administrator authorising the release/transfer of funds

If property is in Joint Ownership – jointly and severally owned:

If a tenancy in common is not stipulated on the application form then joint tenancy is assumed.

  • Certified copy of Death Certificate
  • Signed instructions from surviving party if conducting any transactions

If in Joint Ownership – tenants in common:

  • Certified copy of Death Certificate
  • Certified copy of Probate or Letter of Administration
  • Copy of the Will (if there is one)
    Written instructions from the executor or administrator authorising the release/transfer of funds

If a Trustee Dies:

  • Certified copy of Death Certificate.
  • Signed instructions from surviving party/s if conducting any transactions.

If it is a Corporate Trustee that has been liquidated or wound up:

  • Evidence of liquidation or wind up from the Official Assignee or from the Gazette. This rule would also apply to Company’s that are unitholders.
  • A copy of Change of Trustee document (if available).
  • Verify the identity of any new Trustee.

If a Director of a Company dies:

  • Certified copy of Change of Particulars of Directors form (and, if a new Director is appointed an Appointment of Director form). Note: certification in this instance can be by a Director or the Company Secretary of the company in question.
  • Verification of the identity of any new Director or Signatory authorised to transact on behalf of the company.

Investments, Documentation, Death, Evidence

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