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Christmas Present Tips for Guys

Christmas Shopping Tips for Guys

giftgreen1Most of us guys are useless at Christmas shopping. Here's a few tips I've picked up over the years.

Ladies, you might want to share this with the men in your family to avoid getting an undesirable and badly wrapped present this Christmas.

  1. Buying your Christmas presents at a petrol station or dairy on Christmas morning really isn't the done thing - apparently not everyone wants a funnel, box of biscuits or a car care kit. Don't do it.
  2. Get started early, no not on Christmas Eve, yesterday was already too late.
  3. First thing in the morning is the best time to Christmas shop, and I mean first thing, teenagers are still in bed.
  4. It's not the thought that counts, it's how MUCH thought that counts.
  5. Cash is a GREAT present for teenagers - and me.
  6. If you must give gift vouchers make sure they are from a shop the recipient actually shops in and try and avoid those with an expiry date.
  7. Wrapping and cards are important, you and I know it's just paper but for some reason they are important.
  8. Before you start browsing in a shop check that it does gift wrapping and accept the service - wait if necessary. If the shop doesn't do gift wrapping move on to the next. Unless you are an expert present wrapper - Yeah Right!
  9. Even if every present you buy is gift wrapped, buy plenty of wrapping paper and sellotape. You are going to need it because dairy's and petrol stations don't gift wrap and being a bloke you'll probably ignore number 1.

Guys ignore the above at your peril and have a wonderful Christmas.

Posted in New Investment Opportunities.

Please don't take too much risk!

linedownThe Reserve Bank has dropped the Official Cash Rate - again, and the banks have followed with reductions in the amount of interest they will pay depositors.

Cash rates are down below 2% and today you'll get less than 4% for a five year term deposit with any of the big banks.

If you are relying on your investments to provide you with income you might be starting to feel the pinch.

Please be careful, you seldom get higher than bank returns without taking on extra risk.

But what does that actually mean, and how much extra risk can you really afford to take? Many people don't realise that they can afford a little extra risk and many people don't realise they can't!

Perhaps you are considering taking your money from the bank and earning a little extra elsewhere. Perhaps you can afford to take a little bit of capital to pay the bills rather than risking the lot in a higher risk investment?

We have tools and techiques at our disposal to help you work that out.

The market creates opportunities. There will be more and more offers out there offering higher income. Many will be legitimate and some won't. We can help you analyse the offer and avoid the dodgy ones.

Please call us on 07 578 3863 and discuss your options.

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