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Christmas Present Tips for Guys

Christmas Shopping Tips for Guys

giftgreen1Most of us guys are useless at Christmas shopping. Here's a few tips I've picked up over the years.

Ladies, you might want to share this with the men in your family to avoid getting an undesirable and badly wrapped present this Christmas.

  1. Buying your Christmas presents at a petrol station or dairy on Christmas morning really isn't the done thing - apparently not everyone wants a funnel, box of biscuits or a car care kit. Don't do it.
  2. Get started early, no not on Christmas Eve, yesterday was already too late.
  3. First thing in the morning is the best time to Christmas shop, and I mean first thing, teenagers are still in bed.
  4. It's not the thought that counts, it's how MUCH thought that counts.
  5. Cash is a GREAT present for teenagers - and me.
  6. If you must give gift vouchers make sure they are from a shop the recipient actually shops in and try and avoid those with an expiry date.
  7. Wrapping and cards are important, you and I know it's just paper but for some reason they are important.
  8. Before you start browsing in a shop check that it does gift wrapping and accept the service - wait if necessary. If the shop doesn't do gift wrapping move on to the next. Unless you are an expert present wrapper - Yeah Right!
  9. Even if every present you buy is gift wrapped, buy plenty of wrapping paper and sellotape. You are going to need it because dairy's and petrol stations don't gift wrap and being a bloke you'll probably ignore number 1.

Guys ignore the above at your peril and have a wonderful Christmas.

Posted in Tools.

Bay Financial Partner's KiwiSaver Online Fact Find

The tool below will ask you some questions about your attitude to investing, your income and your current KiwiSaver fund.

The numbers you enter don't have to be exact to the cent but the more accurately you answer the questions the better the resulting analysis will be. So it would be good to dig out your current KiwiSaver balance and know your annual income before you begin.

The tool will analyse your answers and see how your current KiwiSaver fund compares with funds from other managers we can assist you with.

It will compare factors you believe are important, from how important you think the manager's ethical investing policy is to the ability to access your information with your cell phone.

Not all KiwiSaver providers are analysed, we have selected providers we like and trust that have an overall investment philosophy we agree with. So there are no passive index funds as we believe that over the long term a good active manager will outperform a passive index strategy. The intent of the tool is to help you select a KiwiSaver Fund that aligns with your needs. It's an online KiwiSaver fund selector.

In order to assist us with your KiwiSaver Review please:

KiwiSaver Logobayfinancialpartners.co.nz is operated by Bay Financial Partners Limited  and is not endorsed by, or affiliated with, the government or Inland Revenue. Bay Financial Partners Limited is using the KiwiSaver trade mark and logo under licence from Inland Revenue. To view the official New Zealand government KiwiSaver website, please click here.

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