Skip to main content

Christmas Present Tips for Guys

Christmas Shopping Tips for Guys

giftgreen1Most of us guys are useless at Christmas shopping. Here's a few tips I've picked up over the years.

Ladies, you might want to share this with the men in your family to avoid getting an undesirable and badly wrapped present this Christmas.

  1. Buying your Christmas presents at a petrol station or dairy on Christmas morning really isn't the done thing - apparently not everyone wants a funnel, box of biscuits or a car care kit. Don't do it.
  2. Get started early, no not on Christmas Eve, yesterday was already too late.
  3. First thing in the morning is the best time to Christmas shop, and I mean first thing, teenagers are still in bed.
  4. It's not the thought that counts, it's how MUCH thought that counts.
  5. Cash is a GREAT present for teenagers - and me.
  6. If you must give gift vouchers make sure they are from a shop the recipient actually shops in and try and avoid those with an expiry date.
  7. Wrapping and cards are important, you and I know it's just paper but for some reason they are important.
  8. Before you start browsing in a shop check that it does gift wrapping and accept the service - wait if necessary. If the shop doesn't do gift wrapping move on to the next. Unless you are an expert present wrapper - Yeah Right!
  9. Even if every present you buy is gift wrapped, buy plenty of wrapping paper and sellotape. You are going to need it because dairy's and petrol stations don't gift wrap and being a bloke you'll probably ignore number 1.

Guys ignore the above at your peril and have a wonderful Christmas.

Posted in KiwiSaver.

Amova Asset Management GoalsGetter KiwiSaver Scheme

Nikko GoalsGetter logo

You no longer have to put all your KiwiSaver investments in one manager's basket.

Most of New Zealand's KiwiSaver Schemes only invest in funds managed by the provider offering the scheme. Amova Asset Management's version of KiwiSaver allows you to spread your KiwiSaver investment amongst a number of different investment managers.

So rather than all your KiwiSaver being managed by one investment manager you can spread your investments amongst up to six different managers. The old adage "don't put all your eggs in one basket" applies. This gives you flexibility.

At any given time different fund managers may have different investment profiles. One manager's portfolio might have 95% in growth assets and 5% in income assets whilst another might have 80% growth assets and 20% in income assets. These two managers will have different views on the outlook for the two investment categories. Some investment managers have a good track record in one area of investing such as New Zealand shares but not so good in another area such as global fixed interest.

With Amova AM's Goals Getter KiwiSaver Scheme you can mix and match the funds to suit you. And by varying the relative proportions of the various funds you can build your own diversified fund.

This approach also allows you to spread your investment in a particular class of securities such as global equities amongst more than one one manager.

The Amova GoalsGetter KiwiSaver Scheme offers a selection of high quality, hand picked finds from a number of New Zealand's leading fund managers, including Generate, Harbour, Milford Pathfinder and Salt as well as Amova AM's own funds.

Amova Asset Management was previously know as Nikko Asset Management

MoneyHub has performed a comprehensive  review of the Nikko GoalsGetter KiwiSaver scheme you can review here >> https://www.moneyhub.co.nz/goalsgetter-kiwisaver-review.html.

KiwiSaver Logobayfinancialpartners.co.nz is operated by Bay Financial Partners Limited  and is not endorsed by, or affiliated with, the government or Inland Revenue. Bay Financial Partners Limited is using the KiwiSaver trade mark and logo under licence from Inland Revenue. To view the official New Zealand government KiwiSaver website, please click here.

You can view their videos on Amova's YouTube GoalsGetter channel. or a selection below.

 

  • Last updated on .