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Christmas Present Tips for Guys

Christmas Shopping Tips for Guys

giftgreen1Most of us guys are useless at Christmas shopping. Here's a few tips I've picked up over the years.

Ladies, you might want to share this with the men in your family to avoid getting an undesirable and badly wrapped present this Christmas.

  1. Buying your Christmas presents at a petrol station or dairy on Christmas morning really isn't the done thing - apparently not everyone wants a funnel, box of biscuits or a car care kit. Don't do it.
  2. Get started early, no not on Christmas Eve, yesterday was already too late.
  3. First thing in the morning is the best time to Christmas shop, and I mean first thing, teenagers are still in bed.
  4. It's not the thought that counts, it's how MUCH thought that counts.
  5. Cash is a GREAT present for teenagers - and me.
  6. If you must give gift vouchers make sure they are from a shop the recipient actually shops in and try and avoid those with an expiry date.
  7. Wrapping and cards are important, you and I know it's just paper but for some reason they are important.
  8. Before you start browsing in a shop check that it does gift wrapping and accept the service - wait if necessary. If the shop doesn't do gift wrapping move on to the next. Unless you are an expert present wrapper - Yeah Right!
  9. Even if every present you buy is gift wrapped, buy plenty of wrapping paper and sellotape. You are going to need it because dairy's and petrol stations don't gift wrap and being a bloke you'll probably ignore number 1.

Guys ignore the above at your peril and have a wonderful Christmas.

Posted in Protect Your Family.

Trauma Insurance Cover

Trauma Insurance pays you a lump sum if you suffer a major trauma.

Have you ever thought about what your life might be like if you became seriously ill or injured?

TraumaThere would be many uncertainties that none of us want to be faced with, for example:

  • Will I survive this illness?
  • How will I pay my mortgage?
  • Am I getting the best treatment possible?
  • How will I adapt to the physical limitations that I now face?

Trauma Cover gives you financial freedom to make your own choices, at a time when your health has been seriously affected, and you may have to rethink your future.

Here are a few examples of how Trauma Cover has helped some of our clients:

  • assisting with medical costs associated with recovery
  • seeking alternative treatment
  • paying for drugs that are not government funded
  • paying off the mortgage
  • going on holiday
  • subsidising lost income
  • paying for home alterations, rehabilitation and home help.

You decide how you spend the lump-sum payment, allowing you to create a lifestyle that is yours.

Trauma Cover is comprehensive with different products available covering a wide range of conditions with many special features – this means that you are more likely to be paid if something happens to you.

Some of the features available today are

  • Additional cover for a range of 'lifestyle events' e.g. if you get married, have a baby or buy a new house, allowing you to keep your insurance up to date with your changing lifestyle, regardless of any changes to your health.
  • Specific time spent in intensive care can result in a full and immediate payment regardless of what has happened to you.
  • Early partial payments upon diagnosis of specific conditions. Help with any immediate adjustments you may need to make following a diagnosis.
  • Off-shore transport home costs can be covered. Peace of mind knowing that if you become seriously ill while overseas you can get home immediately.
  • Full payment of your Trauma Cover if you are diagnosed with a terminal illness meaning financial freedom to do as you choose.
  • Accommodation and transport allowance for a support person, you don't have to worry about the additional costs of having your loved one with you if treatment is unavailable locally.
  • Assistance with ongoing costs giving you the financial freedom to concentrate on making a full recovery.

To discuss Trauma Insurance or any of your other insurance needs please phone one of our advisers on 07 578 3863 or Freephone 0800 867 323.

Insurance, Health Insurance

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