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Small Steps to Big Dollars

Would you Really notice a $20 per month Deduction from your salary?

Most people really wouldn’t notice that sort of difference in their income... and we all know that one of the smartest financial moves anyone can ever make is to save a little as early as possible so that time and compound interest work their magic.

While everyone knows that, few have ever worked out how big a difference it can make to their savings.  This quick table highlights the effect of time and compound interest on just a little difference in your savings.

Monthly Savings
Fund Value @6%pa
Extra $$



20 years





20 years





20 years





20 years



It doesn’t have to be about retirement planning – the same principle applies regardless of where you save and invest.  The extra money might make the difference between having a boat or world trip when you get to retirement though!

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