Skip to main content

Christmas Present Tips for Guys

Christmas Shopping Tips for Guys

giftgreen1Most of us guys are useless at Christmas shopping. Here's a few tips I've picked up over the years.

Ladies, you might want to share this with the men in your family to avoid getting an undesirable and badly wrapped present this Christmas.

  1. Buying your Christmas presents at a petrol station or dairy on Christmas morning really isn't the done thing - apparently not everyone wants a funnel, box of biscuits or a car care kit. Don't do it.
  2. Get started early, no not on Christmas Eve, yesterday was already too late.
  3. First thing in the morning is the best time to Christmas shop, and I mean first thing, teenagers are still in bed.
  4. It's not the thought that counts, it's how MUCH thought that counts.
  5. Cash is a GREAT present for teenagers - and me.
  6. If you must give gift vouchers make sure they are from a shop the recipient actually shops in and try and avoid those with an expiry date.
  7. Wrapping and cards are important, you and I know it's just paper but for some reason they are important.
  8. Before you start browsing in a shop check that it does gift wrapping and accept the service - wait if necessary. If the shop doesn't do gift wrapping move on to the next. Unless you are an expert present wrapper - Yeah Right!
  9. Even if every present you buy is gift wrapped, buy plenty of wrapping paper and sellotape. You are going to need it because dairy's and petrol stations don't gift wrap and being a bloke you'll probably ignore number 1.

Guys ignore the above at your peril and have a wonderful Christmas.

Posted in Commentary on the Investment Environment.

Mind the Gap

Title :  Mind the Gap
  
The RBA raised rates again this week - their 5th hike in just over 9 months - this brings the rate differential to 1.75% over NZ and the main reason why the AUD/NZ cross is under pressure. The resource/commodity boom in Australia is fueling above trend growth and this is what the RBA is trying to keep in check. Compare that with NZ , where growth is below trend and talk is now after the recent business confidence figures that rates may not be raised until September , with Australia to go again July time the currency can only come under further pressure. Hence a good time to review that Australian portfolio and book some profits especially with the exchange rate at current levels . Call Bay Financial Partners on 07 578 3863 or 0800 867 323 to discuss further.
 
Global growth continues to trend upwards , further evidence of recovery in the US after the recent jobs data and home sales all point to a sustained recovery and the Dow is now back to levels not seen since the Lehman collapse . Call Bay Financial Partners to review your portfolio to see how to leverage off these moves , one possible option is a Capital Protected Global share fund - call Jonathan York on 0800 867 323 to discuss further. 
 
South Canterbury Finance have gained the extension to the Crown Guarantee , which will now cover qualifying investors until Dec 2011 , what happens after that nobody know at present . Expect new exciting rates over the next week or so . Call us to discuss further.  


  • Last updated on .